Education Workshops

Budgeting

"What happened to that $20 I took out of the ATM two days ago?" "How did my credit card balance get so high? I hardly ever use it." "I wish I had more money to pay bills." "How come I can never get ahead?" "Why does one little emergency throw my finances off for months (or longer)?" Does this sound like you? If so, CCCS has the answer. And the answer may surprise you. Having more money is not the answer. The answer is learning to manage well what you do have so you can get the most for your hard-earned dollars. CCCS offers budgeting workshops to help you gain control and stay in control of your finances.

Start viewing spending as a CHOICE, and learn to make the choices that really reflect your values and goals. For example, did you know that eating lunches out during the workweek amounts to $1250 every year if you spend $5 each day? Is this really where you want your money to go? If so, fine. Or, is there another choice you can make that really represents what you value? Maybe that choice would be increasing your savings by $1250, paying off high-interest credit cards, investing for retirement, or even eating a really nice dinner out once a week instead of fast food everyday. The choice is yours.

What is a budget? A budget is a spending plan that helps you meet your money needs, wants and goals. For some, the hardest part can be setting up that spending plan. Join our budgeting workshop "A Debt Free State of Mind". (link to calendar/schedule) We’ll show you how to set up a spending plan that will work for you. We will explore effective ways to control spending, establish or increase savings, prepare for periodic expenses, reduce debt and more! Don’t wait- take control today.

Credit Questions

Do you really understand your rights and responsibilities regarding your credit history? These days, you can’t afford not to take responsibility for the accuracy of your credit history. Credit is a wonderful and useful tool when used wisely. Learn to protect your credit so that when you do need to use it, you can. Join our Credit Questions and Concerns Workshop (link to calendar/schedule) as we discuss how to get copies of your credit reports, what is in them, what is not, the dispute process for inaccurate information, identity theft, rebuilding credit, establishing credit, and more. Homeownership Do you want to own your own home? Take the first step and attend our Homeownership Workshop. We’ll show you how to budget for homeownership, get pre-approved for a loan, shop for your dream home, make an offer, shop for a mortgage, and understand what happens when you close the deal on your new home. Is there a topic you don’t see listed that you would be interested in learning more about? Let us know. (EMAIL LINK coming soon!)

Identity Theft

Coming soon!

To view a current schedule of workshops, click on calendar link below.

• Calendar

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